Overview
General insurance protects your valuable assets including vehicles, home, business, and travel against unforeseen events like accidents, theft, natural disasters, and liability claims. It provides financial compensation for losses and ensures business continuity.
Who Should Buy?
✓ Essential For:
- •Vehicle owners (mandatory by law)
- •Homeowners and tenants
- •Business owners
- •Frequent travelers
- •Property investors
- •Anyone with valuable assets
Coverage Recommendations:
- •Motor: Comprehensive over third-party
- •Home: Building + contents coverage
- •Travel: International trips essential
- •Business: Based on turnover & assets
Why Buy General Insurance?
Asset Protection
Safeguards valuable assets from damage, theft, or loss
Legal Compliance
Motor insurance mandatory, avoids penalties and legal issues
Liability Coverage
Protects against third-party claims and lawsuits
Business Continuity
Ensures operations continue after unexpected events
Peace of Mind
Financial security against unpredictable losses
Quick Claims
Fast settlement helps recover from losses quickly
Types of General Insurance
Motor Insurance
Two-wheeler, four-wheeler - Third-party (mandatory) or Comprehensive (own damage + third-party)
Home Insurance
Building structure, contents, valuables against fire, theft, natural disasters
Travel Insurance
Medical emergencies, trip cancellation, baggage loss, passport loss during travel
Business Insurance
Property, liability, business interruption, employee coverage
Fire Insurance
Commercial and residential properties against fire damage
Marine Insurance
Cargo and goods during transit by sea, air, or land
Key Features & Add-ons
Zero Depreciation (Motor)
Full claim without depreciation deduction
Engine Protection (Motor)
Covers engine damage from water/oil leakage
Roadside Assistance
Towing, fuel delivery, flat tire help
Personal Accident Cover
Compensation for driver/owner injuries
Premium Factors
Motor: Vehicle age, IDV, NCB, location, add-ons
Home: Property value, location, construction type, security
Travel: Destination, duration, age, coverage amount
Business: Turnover, industry type, assets, employees
💡 Tip: Compare quotes from multiple insurers for best rates
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Get comprehensive insurance coverage tailored to your needs.
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