Regulatory Compliance Framework
PlanUrDream follows SEBI, IRDAI, AMFI and RBI-aligned KYC and Anti-Money Laundering processes. All investments are executed only after completion of KYC through authorised KRAs or partnered platforms. We do not store sensitive KYC documents locally; all verification is completed securely through regulated entities.
KYC Requirements
Mandatory Documents
- •PAN & Aadhaar verification (via partner platforms)
- •Mandatory CKYC for mutual fund and insurance transactions
- •Address proof verification through authorized channels
- •Bank account verification for transaction security
Compliance Process
- •AML monitoring per PMLA guidelines
- •Risk Profiling for investment suitability
- •Periodic review and update of client information
- •Suspicious transaction monitoring and reporting
Anti-Money Laundering (AML) Framework
Transaction Monitoring
Continuous monitoring of all financial transactions for suspicious patterns and activities as per PMLA guidelines.
Risk Assessment
Regular risk assessment of clients based on their transaction patterns, source of funds, and investment behavior.
Regulatory Reporting
Timely reporting of suspicious transactions to Financial Intelligence Unit (FIU-IND) and other regulatory bodies.
Data Security & Privacy
Secure Data Handling
All KYC documents and personal information are processed through secure, encrypted channels. We do not store sensitive documents on our servers.
Third-Party Integration
KYC verification is completed through authorized KRAs (KYC Registration Agencies) and regulated financial institutions ensuring compliance with data protection norms.
Access Control
Strict access controls and audit trails are maintained for all client data access and modifications.
Regulatory Oversight
SEBI
Securities and Exchange Board of India
AMFI
Association of Mutual Funds in India
IRDAI
Insurance Regulatory and Development Authority
RBI
Reserve Bank of India
Compliance Queries?
For any compliance-related questions or to understand our KYC/AML processes better, contact our compliance team.
Contact Compliance Team